Military Credit Theft
Watch out - Military Credit Theft
Those of us who serve in Americas military forces may be aware of some extra risks in life; it’s the unexpected ones that can hurt us. One such risk is the heightened risk for credit identity theft.
Douglas Aaron, a credit repair lawyer states that, Military are often focused on by criminals for credit identity theft because they are usually out of the country for long periods of time. Thieves who go to the trouble of stealing other individuals information don’t like to be quickly shut down. People who go on a tour-of-duty for a year or more allow such an opportunity.
Once a thief has obtained your information, including your social security number, full name and birthday, they will open up several lines of credit, take out personal loans and buy cellular service.
More sophisticated operations quickly add some form of photo ID for bank loans, automobiles or boats.
In any case, coming home to a mountain of bills or trying to make purchase with credit only to discover it has been ruined by thieves is something no one should have to experience. To add insult to injury, repairing the situation often requires months to a year or more to iron out all the issues created by this type of crime.
Cory Baker, a North Carolina resident said: “I served my country for two years, overseas. This was not the type of homecoming I was expecting. Proving in court that you didn’t make $7,000 in telephone bills to Greece is time consuming and very frustrating.”
A lot of these types of issues could have been prevented or stopped with a little more attention to ones finances, especially monitoring ones credit report.
Knowing what is on our report, cleaning up and contesting errors, actively trying to increase your credit score is something we can all afford to do, says Douglas Aaron. If you’re not sure of your score, how will you know if its gone down?
At the very least, order your scores today. Today’s economic problems demand our attention; they demand we are prepared for emergencies.
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